Housing Choice Voucher Program - Section 8

The Housing Choice Voucher Program (Section 8) is a City responsibility and Department that is funded through the U.S. Department of Housing and Urban Development (HUD) and administered locally under the umbrella of the Consortium with the Housing Authority of Covington.  Section 8 assists very low-income families, the elderly and disabled to afford decent, safe and sanitary housing in the private market.  Participants find their own housing anywhere in Kenton County and it must be code compliant.  The family must pay 30% of its monthly adjusted gross income for rent and utilities.  The remaining contract rent amount is paid directly to the landlord on behalf of the participating family (as housing subsidy).  Section 8 differs from the Housing Authority of Covington in that the Authority manages and maintains 816 physical units located in two family sites - Latonia Terrace and City Heights; one exclusively elderly building - Golden Towers; and various scattered sites (Academy Flats, ESR I, ESR II, ESR III, Emery Drive, and New Site Properties).

Eligibility for a housing voucher is based on the total annual gross income and family size. In general, the family’s income may not exceed 50% of median income. By law, we must provide 75 percent of our vouchers to applicants whose incomes do not exceed 30 percent of area median income.

During the application process, we collect information on family income, assets and family composition. This information is verified with other local agencies, employers and financial institutions and is used to determine program eligibility and the amount of the housing assistance payment. Since the demand for housing assistance exceeds the limited resources available long waiting periods are common. Local preferences, i.e., families that are living, working or going to school in Kenton County, move ahead of other families on the list who do not quality for any preference. Once we approve an eligible family’s housing unit, the family and landlord sign a lease and at the same time the landlord and Section 8 sign a housing assistance payments contract that runs for the same term as the lease.

Section 8 Facts and Figures
• The Section 8 Program receives all of its funding from HUD
• Administrative fees are earned on a per occupied unit per month basis
• All units are inspected annually
• Two-Thirds of our voucher holders live in Covington and One-Third in Kenton County
• One-Third of the participants are employed; One-Third are elderly or disabled: and One-Third rely on other income sources
• Currently, 42 household participate in our Family Self-Sufficiency Program
• To date 14 households have purchased homes through the Family Self-Sufficiency Program